Supported payment types

John Blackmore - 29th Aug, 2023

Whenever someone makes a donation on a fundraising page, the payment is transferred directly from the donor's bank account to the charity's bank account. This process is known as an instant bank transfer and is made possible by Open Banking.

Open Banking is a new way for payments to be made quickly and securely from any computer or mobile device.

The donation is handled by Wonderful (, and each payment is authorised by the donor's own Mobile Banking app or Online Banking facility, which improves donor confidence and allows the platform to offer 100% free fundraising at scale. This type of transaction is known as an instant bank payment (also sometimes called "Pay by Bank").

Which banks are supported?

To see an up to date list of all banks supported by Wonderful (for payment and receipt), please visit You can also add banks you would like to see integrated via this page.

Can donors pay by credit / debit card?

Wonderful does not support payments via credit or debit card. Instead, donors make direct and secure payments using their own Mobile or Online Banking service as described above. The high cost associated with traditional credit and debit card donations is prohibitive for charities and punitive for businesses, which is why Wonderful is a fantastic option both for merchants and charity fundraising.

What about international payments?

Wonderful currently only supports UK banks, but will likely expand to cover the EU and other countries which support Open Banking in due course.

For more information about Open Banking technology, take a look at our simple guide.

One by Wonderful

Instant bank payments

Featured FAQs

How much will I save?

Our highly predictable, transparent and aggressive fee structure, typically saving merchants more than 90% on transaction fees is a simple, secure alternative to debit and credit cards. It also includes instant settlement.

Enterprise integrations

Wonderful's instant bank payment service can be integrated with your checkout. Our public API will be released shortly. Contact our team to find out how much we can save your enterprise business on transaction processing fees.

Why we don't take cards

We do not take a percentage of funds raised, ask for tips, or do anything that prevents 100% of donations going to the causes that charity supporters are so passionate about. We are inspired and driven by that passion.

Payment security

Payments made through Wonderful are simple, fast and secure. Wonderful is an Authorised Payment Institution regulated by the Financial Conduct Authority and uses Open Banking to facilitate payment initiation.