Bank restrictions

We support the Open Banking specification for processing file payments. Your bank may place additional requirements on initiating file payments. These may include limits on the number of payments in each batch, the total combined value of the payments, or restrictions on recipients being existing named beneficiaries.

We have compiled a list of banks that we are aware of that may place restrictions on file payments. Not all banks support file payments, so if you bank is not listed you should first check with your account manager that Open Banking file payments are supported. If you need any additional help please raise a support ticket.

Barclays

• Batches must have a minimum of 5 payees, and a maximum of 50.
• The minimum value of each payment is £0.05.
• The maximum total value of the batch must not exceed £50,000.

HSBC

• Each batch is limited to a maximum of 25 payees.

Lloyds

• Each batch is limited to a maximum of 25 payees.
• The maximum total value of the batch must not exceed £100,000.
• The daily limit for bulk payments is £250,000.

NatWest / RBS / Ulster Bank

• Each batch is limited to a maximum of 50 payments (Business accounts).
• Bankline customers are limited to a maximum of 3,000 payments per batch.

Santander

• Each batch is limited to a maximum of 3,500 payments.
• The maximum total value of the batch must not exceed £100,000 (Business accounts).
• The maximum total value of the batch must not exceed £250,000 (Corporate accounts).
• All creditors must be trusted beneficiaries on the account.

Revolut

• Each batch is limited to a maximum of 1,000 payments.
• The maximum total value of the batch must not exceed £1,000,000.
• All creditors must be trusted beneficiaries on the account.

Virgin Money

• Each batch is limited to a maximum of 750 payments
• The maximum total value of the batch must not exceed the account limit.